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申辦小額信貸後,可依照契約的還款利息、期數等依據,事先規劃還款計畫,釐清每月加上還款利息後的收支,妥善分配資金,避免影響原先的生活品質。 整合負債最常見的方式是以個人信用貸款整合,申請銀行信貸時需債務人信用正常,債務舒緩毋須經過任何法
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